We protect what you love and value.

This is personal. It’s personal for you, and it’s personal for us. Being assured your home, loved ones, property, business, and all assets are protected is what you care about, and what the team at Community One Insurance cares about. Community One Insurance is an Independent Insurance Agency based in Matthews, NC, whose experienced Independent Agents offer a full suite of insurance plans from a range of carriers.

Ensuring you have the best coverage, price and service for your needs begins with taking the time to know our customers. Those relationships let us know how best to match a policy and a carrier with exactly what you need, not with just one option. That’s why we’re an Independent Insurance Agent.

Our Services

Personal
Commercial
Life & Health
Specialty
A family posing for a picture with their dog.

Our Story

President Zach Ligon started Community One Insurance to offer the personal service and multiple custom options only an Independent Insurance Agent can offer, to help others protect what’s most important to them.
Our Story

Community

We are a part of your community! We support local businesses, families and charitable organizations in our own home town, and in the communities and neighborhoods we serve across North & South Carolina, Georgia and Virginia.

Beds for Kids provides beds and essential furniture to children and families in need. bedsforkids.org

Go Jen Go provides critical financial assistance to individuals and families who are battling breast cancer. gojengo.org

Claire’s Army Strives to act as God’s hands and feet for families fighting childhood cancel by supporting their daily responsibilities, allowing them to put time and focus on their child. clairesarmy.org

A group of people posing for a picture.

Why an Independent Agent?

We chose to be an Independent Insurance Agency so we can offer our clients as many options and solutions as possible to best meet their needs. Independence means we work with a large variety of insurance carriers, who specialize in different areas of coverage, from life to personal to commercial.

Our goal is to fit our clients’ needs, not the other way around. This approach lets us tailor the coverage to them, and deliver the personal service, type of coverage and best price point to offer both protection and assurance for their loved ones and what they value most.

Our trained, licensed professional
independent agents are

  • Knowledgable
  • Unrestricted
  • Dedicated to Clients

Community One Insurance is a member of the Independent Insurance Agents of North Carolina (IIANC), and offer our clients the “Trusted Choice” seal of confidence earned through this organization.

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Get a quote!

If you need a quote or would just like to contact us!

Contact Us

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Murray Kinlaw
Murray Kinlaw
2024-02-11
Shout out to Zach at Community One Insurance, We had been with our insurance company for over 20 years & they were giving us we the run around, because we asked for new quotes for the 1st time EVER! Not calling us back ect. I was recommended to Community one. Called Zach a year ago and could not be more pleased. Matter of fact I just spoke with him this past week. YAY for custom service and also being local helps too!
SoccerGeorge Gately
SoccerGeorge Gately
2024-01-17
Jana Fowler is a professional with a warm personality. Her integrity is impeccable. She will go to work for you not only finding affordable insurance protection, but also the appropriate protection for you ad your loved ones.
Candy Gilder
Candy Gilder
2024-01-16
Jana is so easy to talk to and can explain everything clearly!
Jennifer Locklear
Jennifer Locklear
2024-01-15
Jana Fowler is an awesome agent. She is very patient. She takes time to look for the appropriate insurance for the needs of the client .
Raven Blanks
Raven Blanks
2024-01-15
Jana Fowler is amazing! I highly recommend her!!
Debbie Blanks
Debbie Blanks
2024-01-15
Jana Fowler is the best I will recommend her highly.
Donna Thomas
Donna Thomas
2024-01-15
Jana is great
Mark Proper
Mark Proper
2024-01-14
I was recently shopping for new auto insurance because rates have risen ridiculously of late. I turned to Jana at Community One Insurance to assist me. I am very impressed with her insurance knowledge and professionalism. Ultimately we found my current policy is already at the best rate available, but Jana did an amazing job researching and helping me shop a new policy. I will definitely turn to Jana and Community One for future insurance needs.
Mary McCloskey
Mary McCloskey
2024-01-13
Excellent communicaton and responsiveness! I give them 2 thumbs up!
Casey Lampman
Casey Lampman
2024-01-12
Jana Fowler does an exceptional job and goes above and beyond with providing reliable and informative insurance advice. She is very knowledgeable and is always ready with an answer to any questions we have. We appreciate her thorough review of our home and auto insurance policies and hunting for the best deal- saving us money!! I would highly recommend Jana to anyone!

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