We protect what you love and value.

This is personal. It’s personal for you, and it’s personal for us. Being assured your home, loved ones, property, business, and all assets are protected is what you care about, and what the team at Community One Insurance cares about. Community One Insurance is an Independent Insurance Agency based in Matthews, NC, whose experienced Independent Agents offer a full suite of insurance plans from a range of carriers.

Ensuring you have the best coverage, price and service for your needs begins with taking the time to know our customers. Those relationships let us know how best to match a policy and a carrier with exactly what you need, not with just one option. That’s why we’re an Independent Insurance Agent.

Our Services

Personal
Commercial
Life & Health
Specialty

Our Story

President Zach Ligon started Community One Insurance to offer the personal service and multiple custom options only an Independent Insurance Agent can offer, to help others protect what’s most important to them.
Our Story

Community

We are a part of your community! We support local businesses, families and charitable organizations in our own home town, and in the communities and neighborhoods we serve across North & South Carolina, Georgia and Virginia.

Beds for Kids provides beds and essential furniture to children and families in need. bedsforkids.org

Go Jen Go provides critical financial assistance to individuals and families who are battling breast cancer. gojengo.org

Why an Independent Agent?

We chose to be an Independent Insurance Agency so we can offer our clients as many options and solutions as possible to best meet their needs. Independence means we work with a large variety of insurance carriers, who specialize in different areas of coverage, from life to personal to commercial.

Our goal is to fit our clients’ needs, not the other way around. This approach lets us tailor the coverage to them, and deliver the personal service, type of coverage and best price point to offer both protection and assurance for their loved ones and what they value most.

Our trained, licensed professional
independent agents are

  • Knowledgable
  • Unrestricted
  • Dedicated to Clients

Community One Insurance is a member of the Independent Insurance Agents of North Carolina (IIANC), and offer our clients the “Trusted Choice” seal of confidence earned through this organization.

Get a quote!

If you need a quote or would just like to contact us!

Contact Us

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Nathan Achor
Nathan Achor
2023-05-01
Zach was great to work with!
Tyler Bair
Tyler Bair
2023-04-27
Incredible service and response time. Would recommend 10/10 times!
Mason Huss
Mason Huss
2023-04-20
I recently had the pleasure of working with Zach Ligon and Community One Insurance. Zach seamlessly guided me through the process of bundling insurance products concurrent with my purchase of a home as a first-time home buyer. Zach was super user-friendly and made complex decisions easy. Zach was patient, has clear expertise, and showed genuine dedication to finding the best options for my needs. Zach went above and beyond to answer all my questions and to ensure I was comfortable with my choices. His attention to detail and knowledge of the insurance market gave me the confidence that I was making well-informed decisions. I highly recommend Zach and the Community One Insurance team to anyone seeking insurance products. Their exceptional service is a rare find in today's market that makes them stand out.
Kent Chalmers
Kent Chalmers
2023-03-23
I have had the chance to use Community One Insurance for personal insurance, as well as assistance for my business clients. Zach is fantastic to work with and the whole team is very quick to respond to requests. I would absolutely recommend anyone use them for all your insurance or bonding needs!
Jennifer Kornegay
Jennifer Kornegay
2023-03-15
I have known Zach Ligon for over 10 years and we worked together previously selling insurance. Since leaving the industry, I have moved all of my business to Zach and his team. He has helped my family not only find the best coverage, but also been there during times of need with different claims and accidents. Being a real estate agent, I refer him to all of my clients and can do so with complete confidence. Zach has a client for life in me and my family.
Me H
Me H
2023-02-02
I have trusted Zach and his team with my home and car insurance for over 7 years. I don’t hesitate to refer Community One to my family and friends.
Alex Geting Polanco
Alex Geting Polanco
2023-01-20
My experience with Community One was superb to say the least! Jana Fowler was amazing through out the whole process and went above and beyond what we expected by helping us shop around and get the best rate for us. Looking forward to working with her again soon!
Eric Eifert
Eric Eifert
2023-01-09
Worked with Matthew Johnson on my home and auto insurance. Matt was able to save me a significant amount of money, as well as increase my coverage for both! He was quick to respond, and walked me through the whole process - making things very easy. 10/10 would recommend to anyone!
Valerie Wuerthner
Valerie Wuerthner
2023-01-03
I have had nothing but great experiences working with Community One Insurance. They are reliable, trustworthy and always available to help. Zachary Ligon has been able to find me the best rates on both my home and auto insurance. I would 10/10 recommend them to a co-worker, neighbor, family member or friend!
Google rating score: 4.9 of 5, based on 70 reviews

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