We protect what you love and value.

This is personal. It’s personal for you, and it’s personal for us. Being assured your home, loved ones, property, business, and all assets are protected is what you care about, and what the team at Community One Insurance cares about. Community One Insurance is an Independent Insurance Agency based in Matthews, NC, whose experienced Independent Agents offer a full suite of insurance plans from a range of carriers.

Ensuring you have the best coverage, price and service for your needs begins with taking the time to know our customers. Those relationships let us know how best to match a policy and a carrier with exactly what you need, not with just one option. That’s why we’re an Independent Insurance Agent.

Our Services

Life & Health
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Our Story

President Zach Ligon started Community One Insurance to offer the personal service and multiple custom options only an Independent Insurance Agent can offer, to help others protect what’s most important to them.
Our Story


We are a part of your community! We support local businesses, families and charitable organizations in our own home town, and in the communities and neighborhoods we serve across North & South Carolina, Georgia and Virginia.

Beds for Kids provides beds and essential furniture to children and families in need. bedsforkids.org

Go Jen Go provides critical financial assistance to individuals and families who are battling breast cancer. gojengo.org

Claire’s Army Strives to act as God’s hands and feet for families fighting childhood cancel by supporting their daily responsibilities, allowing them to put time and focus on their child. clairesarmy.org

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Why an Independent Agent?

We chose to be an Independent Insurance Agency so we can offer our clients as many options and solutions as possible to best meet their needs. Independence means we work with a large variety of insurance carriers, who specialize in different areas of coverage, from life to personal to commercial.

Our goal is to fit our clients’ needs, not the other way around. This approach lets us tailor the coverage to them, and deliver the personal service, type of coverage and best price point to offer both protection and assurance for their loved ones and what they value most.

Our trained, licensed professional
independent agents are

  • Knowledgable
  • Unrestricted
  • Dedicated to Clients

Community One Insurance is a member of the Independent Insurance Agents of North Carolina (IIANC), and offer our clients the “Trusted Choice” seal of confidence earned through this organization.

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Get a quote!

If you need a quote or would just like to contact us!

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